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In the realm of personal finance, few tasks provoke as much procrastination as estate planning. Yet, understanding the nuances of estate planning is tantamount to assuming control over one’s financial legacy and ensuring peace of mind for oneself and one’s family. With this in mind, let’s embark on a […]

In October 2022, Bloomberg Economics predicted the odds of a recession in 2023 at 100% and most Wall Street observers were pessimistic. The Federal Reserve had raised interest rates seven times in 2022 (with plans for further rate hikes) to slow down inflation, and the resulting increase in borrowing […]

One of the best things about markets is that they don’t have memories.They don’t remember what happened last week or last year. They don’t even remember what happened a minute ago. Prices change based on what’s happening right now and what people think will happen in the future. […]

Every year, families and friends celebrate students who are graduating from colleges and universities. Parents beam with pride at their children’s accomplishments and exhale in relief now that the tuition bills have finally stopped. It’s a time when adults give a lot of advice, which is why we have […]

The stock market has had a solid year, even after the third quarter declines, which were driven by a continued tight monetary bias from the Federal Reserve. This, in turn, sent bond yields higher, unsettling stock investors throughout August and September. September’s weakness was nothing out of the ordinary, given […]

Many people incorrectly assume that all their assets will be distributed through their will / living trust. Unfortunately, this is a big misconception. Applicable assets are passed on strictly in accordance with the Beneficiary Designations on file with the custodian and without regard to provisions in your estate planning […]

Taurus is Back: SEVEN CHARTS & SIX REASONS FOR OPTIMISM Stocks have rebounded strongly from their worst year since 2008, returning to a bull market in the US. Inflation fell and the Fed paused after a year of aggressive rate increases. Artificial intelligence has captured investors’ attention and is […]

All three main U.S. equity benchmarks finished the first quarter in the green. U.S. stocks have shrugged off a number of challenges since the start of the year, powering through the worst U.S. bank failures since the 2008 financial crisis, while resisting the turbulence of volatile short-term Treasury […]

The estate tax exemption is set to drop significantly in 2026, but these alternative tongue-twisting tax-savvy trusts could help. In today’s world of bank failures, real estate and stock market declines, bombastic cyclones, tornadoes, floods and atmospheric rivers, the only thing for certain appears to be the uncertainty and […]

1. Donate appreciated non-cash assets instead of cash. It’s generally more tax-efficient to give appreciated assets instead of cash. Donating appreciated publicly traded securities, real estate, and other non-cash assets held more than one year means donors generally can eliminate the capital gains tax they would otherwise incur if […]

PEACE OF MIND: Your accounts at RVW are held at Schwab and TD Ameritrade as custodians. Your investments are owned in your name and the securities belong to you. This is like having the equivalent of a digital safe deposit box for your portfolio. CURRENT STATUS: Silicon Valley Bank’s failure on […]

One of the best things about markets is that they don’t have memories. They don’t remember what happened last week or last year. They don’t even remember what happened a minute ago. Prices change based on what’s happening right now and what people think will happen in the future. People have […]

International investing in equities, or stocks, can offer a number of potential benefits for investors. First and foremost, international investing can help diversify an investment portfolio. By investing in a range of companies in different countries, investors can potentially reduce the overall risk in their portfolio, as the performance […]

Stock market timing, or the practice of trying to predict when to buy and sell stocks in order to maximize profits, can be a tempting strategy for investors. After all, who wouldn’t want to sell at the top and buy at the bottom? However, the reality is that stock market timing […]

Bear Markets Explained in 7 charts, 3 quotes and an article: Everything You Need to Know. Equity markets in general are down around 25% so far this year – led downwards by sectors such as technology (40%), healthcare (32%) and consumer discretionary (30%). Some of the most popular and storied companies […]

The Return of Volatility RVW equity portfolios generally reverted to values as of January 2021. The S&P 500 tumbled 20.6% amid expectations of high inflation, a hawkish Federal Reserve and a recession. Other corners of the stock market fared even more poorly. The small-cap benchmark Russell 2000 index is down 24% […]

Before tensions escalated between Ukraine and Russia in February, a bullish stock market story had been unfolding and Wall Street analysts were revising up their forecasts for corporate earnings. Since then, geopolitical risks spiked, becoming the top concern among investors. The stock market responded by sending the S&P 500 to a […]

According to research, the average American Citizen has approximately $90,460 in debt. Managing wealth can be difficult, especially if you don’t have the right financial guidance. It’s easy to feel lost and confused when it comes to investments, retirement planning, tax strategies. But don’t worry. Keep reading to understand how a wealth […]

Why a Stock Peak Isn’t a Cliff. Many investors may think a market high is signal stocks are overvalued or have reached a ceiling. But they may be surprised to find out that the average returns for the S&P 500 Index one, three, and five years after a new market high […]

Los Angeles is a city known for its wealth and luxury. The cost of living can be high, and if you’re like 25 percent of Americans, you’re always worried about money. So, what can you do to change that? If you’re looking to manage your finances in LA, there are a few […]